PAYTM · FORCE APP · 2025–PRESENT

Re-verifying identity without stopping genuine work

A targeted re-KYC workflow that helps field teams resolve identity-risk signals while protecting everyday agent activity.

ROLE
Product Manager · discovery to scale
SCOPE
Problem framing, journey design, pilot and rollout
TEAM
Engineering, operations, business, compliance and audit
ROLLOUT
Piloted and scaled across India

01 / THE CONTEXT

Identity checks had to be both firm and fair

In a distributed field workforce, identity assurance is an ongoing need—not only a moment during onboarding. When a profile requires an additional review, the experience must offer a clear path to re-verify identity without unnecessarily disrupting legitimate work.

The existing response depended on periodic manual review. I helped shape a more consistent workflow that could support strong identity controls while remaining considerate of the people using the product day to day.

02 / WHAT MOVED

A focused compliance workflow at meaningful scale

95%re-KYC completion rate
~1 hourreview turnaround time
100K+field agents re-verified since pilot

03 / THE PRODUCT

Use trusted verification, then make the next state clear

Clear re-verification

Agents are given a focused identity refresh flow, designed to make a sensitive requirement understandable and straightforward to complete.

Thoughtful review

Verification is assessed through an operational review step, creating an accountable and consistent resolution path.

Proportionate access

The experience is designed to preserve normal activity where appropriate, applying additional friction only when a profile requires it.

04 / THE JOURNEY

From an additional check to a clear resolution

01

Identify a profile for review

A relevant identity-risk signal or review need initiates a targeted re-verification request.

02

Request a re-verification

The agent is guided to complete an additional identity check before progressing through relevant product activity.

03

Refresh identity evidence

The workflow captures current, trusted identity evidence and creates a consistent record for review.

04

Assess the verification

Operations teams review the submission and provide a clear outcome, including further action where needed.

05

Resolve the profile status

Successful verification restores the normal experience. Any additional review is handled through the appropriate internal process.

05 / PRODUCT JUDGMENT

Make the control strong without creating avoidable friction

Apply re-verification thoughtfully

The experience is targeted to profiles that require an additional identity review, rather than adding an unnecessary step to every agent’s everyday journey.

Strengthen the evidence trail

I designed the flow around trusted identity evidence and a clear review record, helping teams make reliable, consistent decisions.

Separate review from work interruption

The workflow was designed to minimise avoidable disruption for genuine agents, while maintaining an appropriate path for additional review when required.

06 / HOW I BUILT IT

Turn a review need into a scalable operating workflow

Frame the problem with the teams closest to it

I worked with business, operations, compliance and audit to define a response that addressed identity risk without creating unnecessary friction.

Pilot the intervention in a controlled cohort

We piloted the workflow with a limited cohort, learned from operational outcomes, and then expanded it incrementally across the organisation.

Build an operating model that can scale

I aligned the product with the teams responsible for review and resolution, so it could operate consistently as the programme expanded.

07 / WHAT I LEARNED

“A compliance control works best when it is precise: strong enough to create accountability, but designed around the reality of people trying to get their work done.”